SBA Loans

Whether you’re ready to expand your business, purchase commercial real estate, refinance, increase inventory, or make other improvements, your SBA business loan request will be handled professionally and efficiently with our simplified application process, quick turnarounds and exemplary customer care. Capital Direct has developed relationships with both Nationwide Bank and Non-institutional lenders who can finance any type of Commercial Real Estate, be it owner occupied, mixed use, manufacturing or office/warehouse. Here are some of the parameters our lenders can provide:

● 80-90% LTV for owner occupied properties (SBA Program)
● 65%- 75% LTV for Investment properties and special purpose properties
● 130% LTV for any Medical practice- SBA program
● Maximum loan Size up to $5 Million.
● Minimum FICO as low as 630

SPECIALTY- any owner occupied special purpose property such as; Gas Station, Car Wash, Restaurant, Funeral home, Day Care, Assisted Living, Auto Repair, Florist, Laundromat, Dry Cleaner, etc.

* rates vary depending on the risk of the deal and industry type and property type

We have developed a unique approach to business financing that provides you with the funding you need, when you need it. Simple-fast-flexible.