Business Lines of Credit

Capital Direct provides an innovative lending tool that captures the primary benefits small business owners seek in a Revolving Line of Credit solution – Flexibility. Clients only pay the interest on their outstanding balance for up to a year and can draw funds or make partial principal payments as often as they need during the revolving period. This ensures the client is in complete control of their finances based upon the challenges they face.

These funds can be used for variety of short-term financing projects while helping with inflationary instabilities or Supply Chain difficulties.Seasonal owners will also like to use this product to smooth out timing issues. Our Line of Credit solution keeps your business finances running effortlessly, helping you protect your business and be financially prepared to meet your revenue goals.

  • Approvals from $200K to $1MM with a minimum initial draw of only 25% of the line’s approval.
  • 52-weeks of Interest-Only allows for a Amortizing terms up to 3 years with the lowest, fixed payments
  • Every regular payment made and partial principal paydown frees up line availability