Frequently Asked Questions (FAQs)

Running a small business comes with financial ups and downs. The Working Capital Program is here to help — giving owners quick access to funds to manage cash flow, invest in growth, or simply keep a safety net in place. It’s built to support everyday business needs, even when the economy gets tough.

If your business has been up and running for at least a year and brings in consistent revenue, you may be a great fit. Keep in mind that credit scores and overall financial health can also play a role in determining eligibility.

Once you’re approved, funds can hit your account in as little as 24 to 48 hours. Ready to get started? Apply now and let’s get you funded!

Whether you’re looking to expand, buy commercial real estate, refinance, boost inventory, or make improvements, we’ve got you covered. Our simplified application process, quick turnarounds, and dedicated customer care make the whole experience smooth and stress-free.

We take the hassle out of it! From handling the paperwork to walking you through every step, we’re here to guide you through the process and help you get funded faster.

Requirements can vary, but generally a solid credit history, steady revenue, and U.S. business registration are a good starting point. Not sure if you qualify? Reach out to us and we’ll help you figure it out!

Growing fast but cash flow isn’t keeping up? We offer Asset Based Loans designed for exactly that situation. Our lenders focus primarily on your collateral — not just your latest cash flow statement — so more businesses can get the funding they need.

Simple — you only pay back what you borrow. And once you’ve repaid it, those funds are available to use again whenever you need them.

Absolutely! Whether it’s an unexpected expense, a slow season, or a growth opportunity you don’t want to miss, a Business Line of Credit is a flexible tool that’s always ready when you are.

Instead of buying equipment outright, leasing lets you use what you need while keeping more cash in your pocket. We work with a wide network of funders to find the right leasing solution for your business — regardless of your credit history.

Pretty much anything your business relies on! From construction machinery and medical devices to everyday office technology, if your business needs it, there’s a good chance it can be leased.

Absolutely! Having less-than-perfect credit doesn’t have to stand in your way. We offer alternative financing options to help businesses in all kinds of credit situations — reach out to us and let’s explore what’s possible together.